info@americanvisitorinsurance.com This is the company I purchased the insurance through. When you get confirmation email it has link to print insurance card and coverage. The voyager plan had best coverage.
I work for a medical insurance company in the US. Your American plan only covers “accidents that could result in loss of life or limb” so slipping on the slick shower floor and breaking your wrist will not be covered. If you need a hospital, there is an Amerimed Hospital in Cancun. Their website will suggest they are in your network but they likely are not. A lot of the employees are Americans and speak English. Their prices are more like America than Mexico too however. They won’t let you leave the hospital until you have paid your bill. I’ve never bought a global travel plan but if you can’t afford a few thousand dollars for an emergency, you might consider it. If you have an employer sponsored life insurance plan, you may have a benefit that will fly you and your spouse home if you are hurt. It won’t help if you get sick, but it will help with travel accidents. Enough insurance for now!
We have always purchased through SquareMouth.com which seems to be pretty cheap for my wife and i. Based on my research online and what others suggested, I always take the below numbers for our policy. I believe on our last 5 day trip, i only paid $36 total for two people. Coronavirus Cancellation Trip Cancellation not selected Coronavirus Medical Included in Emergency Medical Cancel For Any Reason No coverage, This benefit is separate from Trip Cancellation Trip Cancellation Not selected Trip Interruption Trip Cancellation required Hurricane & Weather Trip Cancellation not selected Terrorism Trip Cancellation not selected Financial Default Trip Cancellation not selected Employment Layoff Trip Cancellation not selected Cancel For Medical Reasons Trip Cancellation not selected Emergency Medical $250,000 per person, Primary coverage Pre-Existing Condition No coverage, Pre-existing look-back period 90 days Medical Evacuation & Repatriation $1,000,000 per person Travel Delay $2,000 per person, $150 daily limit, Covered after 6 hour delay Baggage Delay $600 per person, Covered after 8 hour delay Baggage & Personal Items Loss $2,500 per person, $300 per item, $500 specific items limit Missed Connection $1,000 per person, Covered after 3 hour delay, Cruise only 24 Hour AD&D $25,000 per person Flight Only AD&D $50,000 per person Sports & Activities Covered, Limitations apply Sports Fees Trip Cancellation not selected Rental Car Damage No coverage Money Back Guarantee No coverage 24 Hour Assistance Service 24 hour assistance provided Renewable Policy Not renewable
When selecting a provider, it's important to read reviews from other travelers who have used their services. Check if they have a good reputation for handling claims and providing assistance in case of emergencies. You may consider visiting reputable websites or consulting with insurance agents who specialize in travel insurance or international health insurance, such as portland Insurance. They may have resources and expertise to help you make an informed decision based on your specific needs and destination. Ultimately, travel health insurance can provide you with peace of mind and protection against unexpected medical expenses while traveling. I hope you have a safe and enjoyable trip!
there was a post years ago, where I think @Steve said if tourists had to use a hospital in Cancun, to use Galenia preferably over Hospiten. Just wondering if anyone has had to use either hospital (or any other) while in Cancun, and what was the experience like?
