If I ever have a long term relationship again :cry: then I shall have my own account and a joint one too. My parents do this, so that my Mum can blast her share on clothes and my Dad can blast his share on car accessories, garden shed implements etc.
Absoulutely. A bank account is part of who you are now, give up that and you give up yourself. Just a small step in losing your self completely to husbands.
I would likely merge bank accounts, but of course keep most of my assets in another secret bank account. That way when we divorce (which will be inevitable) I will come out ahead. This will also help when I marry rich, as I will take her for all she is worth... well i guess half of what she is worth.
Contrary to the philosophy of subsidizing an individual's lifestyle, if you are married then you are pursuing the ideal that it is "our" life. It is not "you and me", but "us". My thought is that maintaining a separate account is a weak attempt to maintain some form of independence from your partner. There's no reason that two people can't budget their income together and prioritize expenses and luxuries. Going out with the girlfriends or the guys on a regular basis is something that first should be accepted by both parties, rather than turning it into a tug-of-war for power. Instead of opening one's own account to feed your habit independent of your partner, you should really be sitting down and talking. You have to talk to work out your problem rather than avoiding it. If you can't adapt to your new status, it's a greater possibility to my mind that the marriage will turn sour.
If you're out every other night with boys drinking on your own tab, then there really isn't a problem, is there...
If you're out, with your friends on your tab, then ideally, this is something your partner is aware of and has no difficulties with and everybody is happy. Then why would one establish a separate account? There is no reason then why the tab should not be paid out of a joint account.