Respect your elders boy. You don't want to be embarrassed while hitting on 21 year old twin sister beer models who are 3 sheets to the wind and both want they're cherries popped at the same time... Or maybe something even worse. For future reference, the proper response when accepting advice is: Yes Sir, Thank You Sir. Would you like me to fletch you another beer?
Not necessarily Henry, you can get them for RRSP contributions as well, you usually get 30-40 percent back of what you invest... :lol: My tax forms I am looking forward to $$$$$
Because the plan (we have IRA or 401K in the US) reduces your taxable income and as a result your withheld tax amount was overestimated (ie you overpaid tax).