Number 1- Why do I have to have my bank account at the same bank as my employer if I am on nomina? Number 2- Why do I not have any choice in the type of account I can open? Number 3- Why is internet banking not automatic? ARGH. Yes, I've lived here four years without having a bank account. Now I am switching to nomina at work and they informed me that I must get a bank account for automatic deposit (good thing when all is said and done really). Ok, great, I decided to go with Scotiabank as it has connections with a national Canadian bank. NO, can't do it, have to go with the same bank as my employer, why is that??? I don't get to exercise my consumer rights and shop around for my bank? Right then, ok, if that's how it's played let's go to the bank of the corporation. Two visits,3 hours later I have an account, but I had no options for services, fees, nada, they just said "nomina account", period. I have no idea what my fees are or what services are included, they just kept repeating "it's a nomina account". And when I asked for my internet password they said I would have to go through a whole other process (and pay the fees) for internet access. WTF? What year is this and I can't check my balance online? Why can't I choose my bank and my account? I am not a financial genius nor am I an economics major, someone give me some real reasons why, I know they must exist. Hubby just keeps telling me "Because it's Mexico" but I am tired of that answer.