Not everyone here does. Some banks won't give it to people who have less than stellar credit so if they use their debit card and it puts themunder they get hit with overdraft charge.
Oh I thought everyone had that option. Over draft protection can also be dangerous, in the sense of someone steealing your card and clearing you out. I think I have 1000 in over draft or something silly
u just have to be careful and not just swipe swipe swipe, always know ure balance and if u lose track just go to an atm and hit the option that prints u out ure balance and ure last transactions or call the 800 # on the back
